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Payments

Build faster cross-border payments flows

Use global stablecoins on trusted infrastructure built by Coinbase.

$0T+

Avg. monthly stablecoin vol.2026 YTD average, as of Oct 15, 2026. Source: Artemis (artemis.ai/sectors/stablecoins/by-chain). Onchain stablecoin transfers include bot/MEV activity; not commercial payments volume.

10s

Settlement timeApproximately 2 seconds for inclusion in a Base L2 block. Ethereum finality and end-to-end payment completion take longer and depend on the flow and provider.

<$1

Typical Network Fee

5+

CurrenciesUSDC and local-currency stablecoins. Availability varies by asset and provider.

Use Cases

Build for the payment flow you need

Support concrete payment use cases, then add financial services as your product grows.

01

Cross-Border Payments

Send payments and remittances across markets without multi-day correspondent banking.

02

International Payroll

Pay employees and contractors across markets using stablecoins.

03

Merchant Payments

Support stablecoin authorization, capture, refunds, and settlement.

04

Stablecoin Accounts

Let customers hold, send, and receive stablecoin balances in your app.

05

Earn on Balances

Offer yield on idle stablecoin balances through lending markets on Base.

Global Stablecoins

Access global stablecoins on Base

Build cross-border payment products with USDC and approved local-currency stablecoins.

Why Base

Build on infrastructure made for global finance

Base combines fast, low-cost, reliable settlement with Coinbase-built infrastructure, global stablecoins, and access to a broader financial ecosystem.

  • 24/7 fast settlement

    Move stablecoins continuously without banking-hour cutoffs.

  • Reliable at scale

    Build on infrastructure operating at production scale.

  • Global stablecoins

    Access approved stablecoins across a growing set of currencies.

  • Low network fees

    Support frequent payment flows without traditional wire costs.

  • Built by Coinbase

    Base is built and operated by Coinbase, the company that co-created USDC.

  • Widely supported

    Use Coinbase products or connect through leading wallets, infrastructure providers, and fiat onramps and offramps.

How It Works

From fiat to stablecoins and back

  1. Fund

    Money enters through a bank account, card, or supported onramp.

  2. Convert

    Funds move into USDC or another supported stablecoin.

  3. Settle

    Stablecoins move across Base using fast, always-available infrastructure.

  4. Deliver

    The recipient holds stablecoins or exits through a supported offramp.

Private Transactions

Keep payment activity private without losing control

Base Ledgers lets businesses settle onchain without exposing transaction details on public block explorers.

Managed or self-managed

Choose a supported deployment model based on operational and custody requirements.

Configurable controls

Define who can participate and what authorized parties can access.

Base settlement

Keep sensitive activity private while settling supported flows on Base.

Agentic Payments

Let agents pay for services

Use x402 and supported wallets to let agents pay per request in USDC on Base, with programmable spending controls and a verifiable transaction trail.

Explore Agents

Frequently Asked Questions

Base provides settlement and access to an open onchain ecosystem. The Base team can help businesses assemble a solution using Coinbase products, third-party providers, or both.

Start building on Base.

Build on the open economy. Fast, liquid and always on.